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Helena Area Home Inspectors... Ethical?

You have invoked the most sensitive and controversial subject pertaining to the home inspection business. A central concern among professional home inspectors everywhere involves our relationship with real estate professionals. Home inspectors are consultants hired by home buyers. In essence, we are paid consumer advocates and should always perform our work for the benefit of our clients' financial interests. But the majority of our business comes from real estate agent referrals, and this poses a serious conflict of interest. Agents don't get paid for their time and effort if the deal does not close, and the findings of the home inspector can sometimes determine whether that closing actually takes place.

Real estate agents, likewise, should properly consider themselves to be professional consumer advocates. That is why they are called "agents" rather than "salespeople." Unfortunately, many agents operate in a manner consistent with proverbial "used-car salesmen." They want the deal closed, regardless of the consequences to their clients, and therefore steer their clients away from thorough home inspectors as much as possible. Fortunately, not all real estate agents operate in this unethical manner. Let me say that again: Not all real estate agents operate in this unethical manner! I hope the good agents and anyone else reading this column get that point.


 

Contact Information

Jack Thomas
Montana Legacy Real Estate
2013 Cromwell Dixon Lane Suite C
Helena, MT, 59601
Office: 406-431-0599
Cell: 406-431-0599
Fax: 800-496-5705
Lic. #: 15573
are vacation homes an investment? PDF Print E-mail

What do you think of a Helena area vacation home as an investment?

You can buy a vacation home today for investment purposes as well as enjoyment. And yes, there are tax benefits.
Some people buy a vacation home in the Helena area to use as a permanent retirement home later, which allows them to get ahead on their payments. Another benefit is that the interest and property taxes on a vacation home are tax-deductible.
Some real estate experts predict that vacation homes will appreciate in value due to rising demand from the aging Baby Boom generation.
You also can depreciate the property if you live in the house fewer than 14 days a year, or 10 percent of the number of rented days - whichever is greater.
You also need to consider whether you can afford to carry two mortgages, pay for the extra utilities and maintenance costs, and how this investment fits into your total personal finance picture.


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