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How are the rates set for seller financing?

The interest rate on an owner-carried loan is negotiable. Ask your agent to check with a lender or mortgage broker to determine the current rate on institutional first (or second) loans.
Seller financing typically costs less than conventional financing because sellers don't charge loan fees (points). Interest rates on an owner-carried loan will also be influenced by current Treasury bill and certificate of deposit rates. Sellers usually aren't willing to carry a loan for a lower return than they would earn if their money was invested elsewhere.
 
Property Listing
Main > Land & Lots > 1210 Winscott
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Type: Land & Lots
Agent: Jack Thomas
Company: Montana Legacy Real Estate
1210 Winscott
Helena, MT, 59601
USA
Price: USD $ 199,000
Featured: Yes

Property description

Upper-East Lot With Great Views!  Country Living Right Next to Town!

Large 10.43 acre lot located in Helena's upper-east side, just wiating for your new home.  The lot is adjacent to the city boundary, so you'll have all the conveniences of city living with the privacy of the country.  The lot has it all - great views of the Helena Valley and the Big Belt Mountains from the top of the lot, meadow areas, timber for added seclusion, and even a seasonal creek.

The building site(s) on the lot are restriced to an approved area that will allow for septic system installation and well separation.  The lot is well suited for a home with a walk-out basement, and a large deck is almost a must so you can enjoy all that nature has in store right out your back door. 

The owner is motivated, so bring us an offer!


Property features
MLS: 275035
Home features
Community features
  • Mountain Views
  • BoatingNearby
  • Lake(s) Nearby
  • Parks Nearby
  • Bike Paths
  • Other

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Agent
Jack Thomas
Company: Montana Legacy Real Estate
Mobile: 406-431-0599
Properties: 12


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