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What is a wrap-around loan?

"This method of seller financing is risky if the underlying first loan has a "due on sale" clause because the loan might be called due when the first lender becomes aware that the property has transferred title," says Dian Hymer, author of "Buying and Selling a Home, A Complete Guide," Chronicle Books, 1994.
A seller usually will want to incorporate a late charge to encourage the buyer to make monthly loan payments on time. "A buyer will probably want to stipulate that prepayment of the loan be without penalty.

 
Property Listing
  • Exterior - Front
    Exterior - Front
  • Exterior - Rear & Lawn
    Exterior - Rear & Lawn
  • Living Room
    Living Room
  • Kitchen
    Kitchen
  • Bedroom #1
    Bedroom #1
  • Bathroom
    Bathroom
  • Bedroom #2
    Bedroom #2
  • Laundry Room
    Laundry Room
  • Covered Patio
    Covered Patio
  • Storage Barn
    Storage Barn


 
Type: Multi Family Properties
Agent: Jack Thomas
Company: Montana Legacy Real Estate
1511 Railroad Avenue
Helena, MT, 59601
USA
Price: USD $ 139,000
Featured: Yes

Property description

GREAT INVESTMENT PROPERTY

This recently listed property is a very well maintained duplex that has been owned by one family for decades.  Pride of ownership is evident throughout the building as well as in the manicured back lawn and gardens.  The rental property has had nearly 100 percent occupancy for the past 15 years and will cash flow at the existing rents. 

The lower unit is 888 square feet with two bedrooms and one bath with a charming kitchen and a separate laundry room.  All appliances stay, including the washer and dryer.  Extended living space is provided by the covered outdoor patio and the large lawn with flower and vegetable gardens.   

The upper unit is 630 square feet with one bedroom and one bath.  The bedroom has a walk-in closet with washer and dryer hook-up.  Both units share the large storage barn/shed in the back of the property. 

The sellers have priced the duplex for an immediate sale, so don’t miss your chance to own this super investment property.  Call Jack today at 431-0599.

See the VIRTUAL TOUR here.


Property features
MLS: 273555
Bedrooms: 3
Bathrooms: 2
Square Ft: 1518
House style: Other
Home features
  • Fenced-in yard
  • Cooling: Window Unit
  • Gas Range
  • Heating: Forced Air
  • Laundry Room
  • Other
Community features
  • Mountain Views
  • Parks Nearby

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Agent
Jack Thomas
Company: Montana Legacy Real Estate
Mobile: 406-431-0599
Properties: 12


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