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What tax benefits are there to homeowners?

Helena Homeowners benefit from several generous tax advantages. The most important benefit is the mortgage interest deduction. People may deduct interest paid on mortgage loans totaling up to $1 million used to buy, build or improve a principal residence plus a second home. The IRS calls such loans acquisition debt.
Points paid by the buyer or seller on a new mortgage loan for the purchase or improvement of a principal residence are deductible for the year in which the home was purchased.
Any points paid on a refinance mortgage, a loan to purchase a second home or a mortgage on income property must be spread over the life of the loan, according to Edith Lank and Miriam S. Geisman, authors of "Your Home as a Tax Shelter," Dearborn Financial Publishing, Chicago; 1993.

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Investors

Searching For Your Next Investment in Helena ?

Whether your are brand new to the world of Helena Area Real Estate Investments or an avid Investor we can get you well on your way to finding what you're looking for!

We believe that giving you the information you need without all the "hoopla" will ultimately get you your goals and will hopefully give us a life long friend.

If you are interested in learning more about the Montana Legacy Real Estate exclusive "Investors Inner Circle" please fill out the form below. We'll send you information on our services and get started in finding you the Investment(s) you have been searching for! We KNOW where the best deals are!